Effective 17 September 2026

Terms of use

Kaju is a private, experimental planning service for training, meals, and personal finances. By using it, you accept these terms.

Personal service

Kaju is currently intended for its operator’s personal use. It is not a commercial banking, accounting, medical, nutrition, or training service. Public registration and access for unrelated users are not offered.

No professional advice

Plans, calculations, summaries, and imported information are provided for personal organisation only. They are not financial, investment, tax, medical, or other professional advice. Important decisions should be checked against the original provider and, where appropriate, a qualified professional.

Connected services

Optional integrations, including Enable Banking, depend on external providers and your authorisation. Their own terms and privacy notices also apply. Kaju may show delayed, incomplete, or unavailable provider data and will identify source freshness where relevant.

You remain responsible for reviewing imported information against your bank’s records. Kaju cannot initiate payments in the initial Enable Banking scope.

Access and security

Keep your Kaju and bank access secure. Do not share credentials, private keys, or session links. Access may be suspended when necessary to protect the service or connected data.

Availability and changes

Kaju is developed on a best-effort basis and is provided without a guarantee of uninterrupted availability or error-free data. Features may change or be withdrawn. Material changes to these terms or the privacy notice will be dated on the relevant page.

Contact

Questions about these terms can be sent to kasperjuulsgaard@live.dk.